Yuliya Barinova, MBA – litsenziyalangan sug'urta maslahatchi va broker tomonidan taklif qilinadi
Salom, men Yuliya Barinova, Nyu-York shahrida joylashgan mustaqil sug'urta maslahatchi va brokerman, moliyaviy xizmatlarda 20 yildan ortiq tajribam bor - investitsiya maslahatidan va xej-fondlar marketingidan shaxsiy sug'urta rejalashtirish gacha.
Men odamlarni o'zlari, oilalari va bizneslarini halokatli moliyaviy xavflardan himoya qilishda yordam berishdan iborat bo'lgan ishqibozman - bu jiddiy kasallik, daromad yo'qolishi, uzoq muddatli g'amxo'rlik ehtiyojlari yoki yaqin kishini yo'qotishdan kelib chiqqan bo'lsin - ularni ta'lim berish va aqlli, moslashtirilgan sug'urta strategiyalarini qurish orqali. Men shuningdek, muhim bo'shliqlarni to'ldiruvchi va tish davolash kabi muhim xizmatlar uchun haqiqiy pulni tejovchi innovatsion yechimlarni ochishni yaxshi ko'raman.
Choosing dental insurance today depends on your status, location, and treatment needs. Below are carefully selected plans from different associations, each suited for specific situations.
We specialize in choosing plans with no waiting period only. These are the plans that made the most sense for most of our clients and dentists over years of real-world interactions. You are welcome to browse other available plans if they better fit your needs.
Nationwide PPO dental coverage plus access to Vision, Life, Critical Illness, Accident, and supplemental health benefits.
Association membership required: $5 per month.
YULIYANING TAVSIYASI: Ishonchli, byudjetga mos reja. Oilalar uchun ajoyib. Tishlaringizni minimal oylik xarajat bilan sog'lom va toza saqlaydi. To'liq reja tavsifi 📄
YULIYANING TAVSIYASI: Asosiy tish ishi kerak bo'lganlarga (implantlar, tojlar, keng davolash) yoki provayderini faqat MetLife bilan tarmoqda bo'lganlarga eng yaxshisi (sizga ko'proq pul tejaydi). Iltimos, e'tibor bering - 12 oylik kutish davri. To'liq reja tavsifi 📄
These plans are serviced by Delta Dental of Connecticut and MetLife. Regardless of where you live, the plan sponsor state is Connecticut — this does not affect your coverage or network access nationwide.
To track claims and EOBs, create an account with MetLife (metlife.com) or Delta Dental once your enrollment is active (usually by the 10th–15th of the month).
Important: We are not in a position to discuss your specific benefits with dental providers on your behalf. Below are the carrier contact numbers — they will be able to assist you directly with any coverage or claims questions.
🔹 Delta Dental of Connecticut: 1-800-452-9310
🔹 MetLife Dental: 1-800-275-4638
Open to everyone (no citizenship or Green Card requirement). Vision plans available. State eligibility applies.
PDF: Full Plan Description
Best for immediate implant coverage and comprehensive dental treatment. Review the Missing Tooth Clause if outside California.
PDF: Full Plan Description
Best for immediate coverage for major procedures such as root canals, crowns, extractions, and bridges. Does not include implant coverage.
Available in all states except: AK, MA, MD, NM, NV, NJ, VA, WY.
PDF: Full Plan Description
Best for clients 50+ seeking broad coverage including implants. Strong option as a secondary plan for major procedures.
PDF: Plan PDF
Best for affordable overall coverage for age 50+ with strong preventive and basic benefits, and 40% major coverage. Does not include implant coverage.
These Delta Dental plans are serviced by Delta Dental of Georgia. Guardian plans are serviced by Guardian. Regardless of where you live, the plan sponsor state is Georgia — this does not affect your coverage or network access in your state.
Key Contacts:
🔹 Billing questions & plan changes: Call Morgan White Group at 1-877-759-5726, or log into the Client Portal at my.mwadmin.com. You may also email individualchanges@morganwhite.com.
🔹 Eligibility & benefits: Contact Delta Dental at 1-877-759-5726.
Important: We are not in a position to discuss your specific benefits with dental providers on your behalf. Please use the contact numbers above — the carrier and administrator will assist you directly with coverage, claims, and any plan changes.
This page is structured for self-service. Please enroll through the matching source link and contact the same entity directly for administrative questions.
💙 Final Note
We selected these plans because they consistently made the most sense for the majority of our clients and dentists over many years. You are always welcome to browse additional plan options if another fit serves you better.
👉 Please review carefully, use the source-specific enrollment links, and choose the option that best matches your needs.
— Julia Barinova
📢 Men sizni men bilan bog'lanishga va sizning sug'urta rejalashtirish masalalaringizni muhokama qilish uchun bepul maslahat belgilashga taklif qilaman - shu jumladan o'zingiz va yaqinlaringizni tirik imtiyozlar bilan hayot sug'urtasi, nogironlik qoplovi, uzoq muddatli g'amxo'rlik va boshqa sizda bo'lishi mumkin bo'lgan savollar bilan himoya qilish. AQShda deyarli 30 yil yashab va ishlayotganim sababli, yangi muhojirlarni qimmatli ma'lumot va resurslar bilan qo'llab-quvvatlashdan xursandman, bu ularning yaxshiroq hayot qurishlariga yordam beradi.
Qiziqishingiz va biznesingiz uchun rahmat.
Yuliya Barinova, MBA
Litsenziyalangan sug'urta brokeri
NYS sug'urta litsenziyasi LA-937924
📞 Telefon:
347-922-8037
🌐 Vebsayt:
www.juliabarinova.com
📧 Elektron pochta:
julia@juliabarinova.com
📅 Qo‘ng‘iroqni bron qilish:
calendly.com/jbarinova
👤 Kontaktni saqlash
Kontaktni saqlash
Bizning Google sharhlarimizni, shu jumladan tish davolashni tekshiring:
Barcha sharhlar
I am a manager of a General Dental office in San Francisco, CA. Julia and I discussed her offering of individual dental plans, MetLife Dental PPO and Delta Dental PPO for our patients and we decided to suggest purchasing such insurance to them to reduce their cost of treatments. We have good experience with both companies so far collecting payments, and patients are obviously happy to save money. It is very convenient for us and the client that there is no waiting period for crowns and implants. Julia treats people very well, explains everything in detail regarding coverages, suggest the right one for each patient. She is easy to work with. I highly recommend her as a broker for dental insurance.
I met Julia through my Dentist. She assisted me with getting dental insurance which had no waiting period. It covered everything I needed to get done. She's excellent in what she does. I am extremely happy with her service. She is very knowledgeable, professional and gets the job done. I recommend her very highly.
I was recommended by my dentist to Julia Barinova to help me with dental insurance for 4 implants. She helped me save so much on them by explaining and providing the correct insurance plan that would help save money. I saved over $3000 with her help. And the best thing of all, there was no waiting period and the insurance always paid out. I 100% recommend her to anyone I know who needs this kind of help. Thank you so much Julia.
Julia took my case personally and very professionally, and helped me with a good insurance plan that covered about 50-60% payments over three years with 2 teeth implantations (extraction and crown included), 2 root channel teeth (including crowns). Highly recommended!
Yulia helped me choose dental insurance, which turned out to be very beneficial for me. She explained everything in detail and how the insurance would work. And that's exactly how it turned out. I'm satisfied with the insurance.
Julia provided an exceptional experience from start to finish with Insurance for implants. She was professional, knowledgeable, and truly attentive to my needs. They took the time to explain my options clearly, ensuring I understood the coverage I was getting. Their recommendations were tailored and cost-effective, saving me both time and money. Communication was seamless, and they were always available to answer questions. I highly recommend her
ЗДРАВСТВУЙТЕ! ХОЧУ ВАМ ПОРЕКОМЕНДОВАТЬ Прекраснейшего брокера по стоматологическому страхованию Мед.Лайф- Джулию Баринову. Она достойна лучших похвал, как профессионал своего дела, высококвалифици рованный специалист в этой области. ОНА ОФОРМИЛА МНЕ ГОД НАЗАД ЭТУ СТРАХОВКУ И Я ОЧЕНЬ ДОВОЛЬНАЯ ЕЕ РАБОТОЙ. ОНА СПОКОЙНАЯ, ТЕРПЕЛИ ВАЯ, ОТВЕТИЛА НА ВСЕ МОИ ВОПРОСЫ..И Я ХОЧУ С НЕЙ ПРОДОЛЖИТЬ СОТРУДНИЧЕСТВО В СЛЕДУЮЩЕМ ГОДУ. ТАК КАК ЭТА ФАНТАСТИ ЧЕСКАЯ ЖЕНЩИНА ОТКРЫЛА МНЕ ВОЗМОЖНОСТИ ДЛЯ ЛЕЧЕНИЯ МОИХ ЗУБОВ..Я БЕЗУМНО СЧАСТЛИ ВА..ВЕДЬ ЗДОРОВЬЕ ЗУБОВ И ЛУЧЕЗАРНАЯ УЛЫБКА- ЗАЛОГ ЗДОРОВЬЯ ВСЕГО ОРГАНИЗМА. БЛАГОДАРЮ Вас!
I had to do two implants and Julia helped me to buy the right dental insurance which saved me ton of money. Julia is very helpful and knowledgeable. I highly recommend her.
Thanks Julia, she helped me to buy this insurance and I was able to treat my gums. It was expensive treat $3000 for 3 teeth and I can't afford to pay from pocket. I save my teeth. Very happy 😊. Recommend Julia to everyone.
Best broker! Julia helped us to find life insurance and dental insurance, she has deep knowledge in insurance sphere!!!
Bemorlaringizga davolashda tezroq oldinga siljishga yordam berish yo'llarini qidiryapsizmi - va kamroq moliyaviy ikkilanish bilan?
©️ 2025 Julia Barinova, Inc.
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Ushbu veb-saytning biron bir qismini ruxsatsiz ko'paytirish, tarqatish yoki foydalanish oldindan yozma rozilik holda qat'iyan taqiqlanadi.