Dental Services

BUGUN BAXTLI TABASSUM: Tish davolash sug'urtasida inqilobga qo'shiling - kutish yo'q, keraksiz narsalar yo'q, faqat himoya.

Julia Barinova

Yuliya Barinova, MBA – litsenziyalangan sug'urta maslahatchi va broker tomonidan taklif qilinadi

👋 Keling, tanishaylik

Salom, men Yuliya Barinova, Nyu-York shahrida joylashgan mustaqil sug'urta maslahatchi va brokerman, moliyaviy xizmatlarda 20 yildan ortiq tajribam bor - investitsiya maslahatidan va xej-fondlar marketingidan shaxsiy sug'urta rejalashtirish gacha.

Men odamlarni o'zlari, oilalari va bizneslarini halokatli moliyaviy xavflardan himoya qilishda yordam berishdan iborat bo'lgan ishqibozman - bu jiddiy kasallik, daromad yo'qolishi, uzoq muddatli g'amxo'rlik ehtiyojlari yoki yaqin kishini yo'qotishdan kelib chiqqan bo'lsin - ularni ta'lim berish va aqlli, moslashtirilgan sug'urta strategiyalarini qurish orqali. Men shuningdek, muhim bo'shliqlarni to'ldiruvchi va tish davolash kabi muhim xizmatlar uchun haqiqiy pulni tejovchi innovatsion yechimlarni ochishni yaxshi ko'raman.

PLEASE REVIEW YOUR OPTIONS

Choosing dental insurance today depends on your status, location, and treatment needs. Below are carefully selected plans from different associations, each suited for specific situations.

🔍 Options availible on this site

  • EWA/Corenroll: for U.S. citizens and permanent residents only; Delta Dental PPO 1500 + MetLife PPO Platinum.
  • Morgan White: no U.S. citizenship requirement; Delta Dental PPO no wait plan (covers implants) + Delta Dental immediate coverage PPO plus premier network + Guardian PPO (ages 50+). State restrictions applied - see below.

How These Plans Were Selected

We specialize in choosing plans with no waiting period only. These are the plans that made the most sense for most of our clients and dentists over years of real-world interactions. You are welcome to browse other available plans if they better fit your needs.


ELEVATE WELLNESS ASSOCIATION

(U.S. Citizens & Green Card Holders Only)

Nationwide PPO dental coverage plus access to Vision, Life, Critical Illness, Accident, and supplemental health benefits.
Association membership required: $5 per month.

Delta Dental PPO 1500

$1,500 calendar year maximum. All 50 states. No waiting on major. Implants included. No missing tooth clause.

  • Yillik imtiyoz: kalendar yilida $1,500
  • O'tkazish imtiyozi – foydalanilmagan imtiyozning bir qismini keyingi yilga o'tkazing
  • Kutish davri YO'Q
  • Yo'qolgan tishlarni qoplaydi
  • Katta milliy tarmoq (barcha 50 shtatda mavjud – Delta Dental PPO provayderlarini qidiring)

YULIYANING TAVSIYASI: Ishonchli, byudjetga mos reja. Oilalar uchun ajoyib. Tishlaringizni minimal oylik xarajat bilan sog'lom va toza saqlaydi. To'liq reja tavsifi 📄

MetLife PPO Platinum

Up to $3,000 calendar year maximum. 12-month waiting period on major. No missing tooth clause.
Not available in: AK, ID, LA, ME, MD, MT, NH, NM, OR, SD, WA.

YULIYANING TAVSIYASI: Asosiy tish ishi kerak bo'lganlarga (implantlar, tojlar, keng davolash) yoki provayderini faqat MetLife bilan tarmoqda bo'lganlarga eng yaxshisi (sizga ko'proq pul tejaydi). Iltimos, e'tibor bering - 12 oylik kutish davri. To'liq reja tavsifi 📄

📋 After Enrollment — What to Expect (CorEnroll / EWA Plans)

These plans are serviced by Delta Dental of Connecticut and MetLife. Regardless of where you live, the plan sponsor state is Connecticut — this does not affect your coverage or network access nationwide.

  • Once enrolled through CorEnroll, you can create your personal account at corenroll.com or in the CorEnroll mobile app to: view plan documents, explore additional benefits, and contact your representative.
  • Coverage starts on the 1st of the month (if enrolled by the 20th of the prior month).
  • Your information may appear in the carrier system by mid-month — schedule your first visit after that for smooth verification.

To track claims and EOBs, create an account with MetLife (metlife.com) or Delta Dental once your enrollment is active (usually by the 10th–15th of the month).

Important: We are not in a position to discuss your specific benefits with dental providers on your behalf. Below are the carrier contact numbers — they will be able to assist you directly with any coverage or claims questions.
🔹 Delta Dental of Connecticut: 1-800-452-9310
🔹 MetLife Dental: 1-800-275-4638


MORGAN WHITE PLANS

Open to everyone (no citizenship or Green Card requirement). Vision plans available. State eligibility applies.

  • ✔ No U.S. citizenship or residency requirement, no SSN number
  • 📍 Available States: AL, CA, DC, DE, FL, GA, NV, PA, TX
  • ⏱ No waiting periods (coverage starts first day of enrolled month)

Delta Dental PPO No Wait

$2,000 annual maximum. Implants included. No waiting.<br>Available in: AL, CA, DC, DE, FL, GA, NV, PA, TX.

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  • Implants: included
  • Waiting period: none
  • Missing tooth clause: applies (California exempt)
  • Cost varies by state
  • $100 deductible per year per person
  • $35 enrollment fee (non-refundable)
  • 30-day cancellation required

PDF: Full Plan Description

Best for immediate implant coverage and comprehensive dental treatment. Review the Missing Tooth Clause if outside California.

No Wait Plan Documents


Delta Dental PPO Plus Premier

$3,000 annual maximum. No waiting on major. No implant coverage.<br>Available in: AL, CA, DC, DE, FL, GA, NV, PA, TX.

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  • Implants: not covered
  • Waiting period: none
  • Missing tooth clause: applies (California exempt)
  • Cost: from about $55+/month
  • $100 deductible per year per person
  • $35 enrollment fee (non-refundable)
  • 30-day cancellation required

PDF: Full Plan Description

Best for immediate coverage for major procedures such as root canals, crowns, extractions, and bridges. Does not include implant coverage.

Delta Dental Documents


Guardian Plans (Age 50+)

Available in all states except: AK, MA, MD, NM, NV, NJ, VA, WY.

  • Open to clients age 50+
  • No U.S. citizenship or Green Card requirement
  • No waiting period on major services
  • Missing tooth clause applies
  • No family plans (individual and couple enrollment only)

Guardian Select Achiever

$1,750 annual maximum. Implants included. No waiting.

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  • Implants: included
  • $1,250 lifetime implant cap
  • Missing tooth clause: applies
  • Cost varies by state
  • $50 deductible
  • $35 enrollment fee (non-refundable)

PDF: Full Plan Description

Best for clients 50+ seeking broad coverage including implants. Strong option as a secondary plan for major procedures.


Guardian Select Complete

$1,250 annual maximum. No waiting. No implant coverage.

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  • Implants: not included
  • Waiting period: none
  • Cost: from about $46/month
  • $50 deductible
  • $35 enrollment fee (non-refundable)

PDF: Plan PDF

Best for affordable overall coverage for age 50+ with strong preventive and basic benefits, and 40% major coverage. Does not include implant coverage.

Guardian Documents

📋 After Enrollment — What to Expect (Morgan White Plans)

These Delta Dental plans are serviced by Delta Dental of Georgia. Guardian plans are serviced by Guardian. Regardless of where you live, the plan sponsor state is Georgia — this does not affect your coverage or network access in your state.

  • You will receive your enrollment package upon completion of enrollment and payment of applicable premiums/enrollment fees, or a few days prior to the selected effective date.
  • The enrollment package will include your Certificate of Coverage and I.D. cards, sent via email from noreply@morganwhite.com.
  • The one-time non-refundable enrollment fee, plus your first month's premium, is due at time of enrollment. Bank/Savings account — please allow up to 3 business days to process. Credit/Debit Card — will be taken immediately.
  • On your bank/credit card statement, the charge will appear as: Insurance 8888593795.

Key Contacts:
🔹 Billing questions & plan changes: Call Morgan White Group at 1-877-759-5726, or log into the Client Portal at my.mwadmin.com. You may also email individualchanges@morganwhite.com.
🔹 Eligibility & benefits: Contact Delta Dental at 1-877-759-5726.

Important: We are not in a position to discuss your specific benefits with dental providers on your behalf. Please use the contact numbers above — the carrier and administrator will assist you directly with coverage, claims, and any plan changes.


📞 SUPPORT, ADMINISTRATION, AND SELF-SERVICE

This page is structured for self-service. Please enroll through the matching source link and contact the same entity directly for administrative questions.

💙 Final Note
We selected these plans because they consistently made the most sense for the majority of our clients and dentists over many years. You are always welcome to browse additional plan options if another fit serves you better.
👉 Please review carefully, use the source-specific enrollment links, and choose the option that best matches your needs.
— Julia Barinova

📇 Yuliya Barinova, MBA bilan bog'laning

📢 Men sizni men bilan bog'lanishga va sizning sug'urta rejalashtirish masalalaringizni muhokama qilish uchun bepul maslahat belgilashga taklif qilaman - shu jumladan o'zingiz va yaqinlaringizni tirik imtiyozlar bilan hayot sug'urtasi, nogironlik qoplovi, uzoq muddatli g'amxo'rlik va boshqa sizda bo'lishi mumkin bo'lgan savollar bilan himoya qilish. AQShda deyarli 30 yil yashab va ishlayotganim sababli, yangi muhojirlarni qimmatli ma'lumot va resurslar bilan qo'llab-quvvatlashdan xursandman, bu ularning yaxshiroq hayot qurishlariga yordam beradi.

Qiziqishingiz va biznesingiz uchun rahmat.

Yuliya Barinova, MBA
Litsenziyalangan sug'urta brokeri
NYS sug'urta litsenziyasi LA-937924

📞 Telefon: 347-922-8037
🌐 Vebsayt: www.juliabarinova.com
📧 Elektron pochta: julia@juliabarinova.com
📅 Qo‘ng‘iroqni bron qilish: calendly.com/jbarinova
👤 Kontaktni saqlash Kontaktni saqlash

Bizning Google sharhlarimizni, shu jumladan tish davolashni tekshiring:
Barcha sharhlar

Minnatdor mijozlar sharhlari

Alla Shtilvasser

Review from
2 years ago

I am a manager of a General Dental office in San Francisco, CA. Julia and I discussed her offering of individual dental plans, MetLife Dental PPO and Delta Dental PPO for our patients and we decided to suggest purchasing such insurance to them to reduce their cost of treatments. We have good experience with both companies so far collecting payments, and patients are obviously happy to save money. It is very convenient for us and the client that there is no waiting period for crowns and implants. Julia treats people very well, explains everything in detail regarding coverages, suggest the right one for each patient. She is easy to work with. I highly recommend her as a broker for dental insurance.

David T.

Review from
3 months ago

I met Julia through my Dentist. She assisted me with getting dental insurance which had no waiting period. It covered everything I needed to get done. She's excellent in what she does. I am extremely happy with her service. She is very knowledgeable, professional and gets the job done. I recommend her very highly.

Thomas Vizirov

Review from
3 months ago

I was recommended by my dentist to Julia Barinova to help me with dental insurance for 4 implants. She helped me save so much on them by explaining and providing the correct insurance plan that would help save money. I saved over $3000 with her help. And the best thing of all, there was no waiting period and the insurance always paid out. I 100% recommend her to anyone I know who needs this kind of help. Thank you so much Julia.

chessrookie77

Review from
3 months ago

Julia took my case personally and very professionally, and helped me with a good insurance plan that covered about 50-60% payments over three years with 2 teeth implantations (extraction and crown included), 2 root channel teeth (including crowns). Highly recommended!

Kate

Review from
6 months ago

Yulia helped me choose dental insurance, which turned out to be very beneficial for me. She explained everything in detail and how the insurance would work. And that's exactly how it turned out. I'm satisfied with the insurance.

Viktoria Dubinevych

Review from
7 months ago

Julia provided an exceptional experience from start to finish with Insurance for implants. She was professional, knowledgeable, and truly attentive to my needs. They took the time to explain my options clearly, ensuring I understood the coverage I was getting. Their recommendations were tailored and cost-effective, saving me both time and money. Communication was seamless, and they were always available to answer questions. I highly recommend her

Olga Olga

Review from
7 month ago

ЗДРАВСТВУЙТЕ! ХОЧУ ВАМ ПОРЕКОМЕНДОВАТЬ Прекраснейшего брокера по стоматологическому страхованию Мед.Лайф- Джулию Баринову. Она достойна лучших похвал, как профессионал своего дела, высококвалифици рованный специалист в этой области. ОНА ОФОРМИЛА МНЕ ГОД НАЗАД ЭТУ СТРАХОВКУ И Я ОЧЕНЬ ДОВОЛЬНАЯ ЕЕ РАБОТОЙ. ОНА СПОКОЙНАЯ, ТЕРПЕЛИ ВАЯ, ОТВЕТИЛА НА ВСЕ МОИ ВОПРОСЫ..И Я ХОЧУ С НЕЙ ПРОДОЛЖИТЬ СОТРУДНИЧЕСТВО В СЛЕДУЮЩЕМ ГОДУ. ТАК КАК ЭТА ФАНТАСТИ ЧЕСКАЯ ЖЕНЩИНА ОТКРЫЛА МНЕ ВОЗМОЖНОСТИ ДЛЯ ЛЕЧЕНИЯ МОИХ ЗУБОВ..Я БЕЗУМНО СЧАСТЛИ ВА..ВЕДЬ ЗДОРОВЬЕ ЗУБОВ И ЛУЧЕЗАРНАЯ УЛЫБКА- ЗАЛОГ ЗДОРОВЬЯ ВСЕГО ОРГАНИЗМА. БЛАГОДАРЮ Вас!

Andrei Herasimovich

Review from
a year ago

I had to do two implants and Julia helped me to buy the right dental insurance which saved me ton of money. Julia is very helpful and knowledgeable. I highly recommend her.

Marina Peseleva

Review from
a year ago

Thanks Julia, she helped me to buy this insurance and I was able to treat my gums. It was expensive treat $3000 for 3 teeth and I can't afford to pay from pocket. I save my teeth. Very happy 😊. Recommend Julia to everyone.

Анна Фомина

Review from
2 years ago

Best broker! Julia helped us to find life insurance and dental insurance, she has deep knowledge in insurance sphere!!!

Bizning ishonchli strategik tish davolash hamkorlari

Tish davolash rasmlari galeriyasi

Dr. Kontantin Gromov, Periodontist, Implantwide
Dr. Kontantin Gromov, Periodontist, Implantwide
Dr. Gelena Roytman, DDS, Townline dental
Dr. Gelena Roytman, DDS, Townline dental
Dr. Gelena Roytman, DDS, Townline dental
Dr. Gelena Roytman, DDS, Townline dental
Alexander Volchonok, DDS, Holistic Dentist, Feasterville-Trevose, PA
Alexander Volchonok, DDS, Holistic Dentist, Feasterville-Trevose, PA
Boris Babiner, DDS. Implantology Philadelphia PA
Boris Babiner, DDS. Implantology Philadelphia PA
Dr Boris Zats, Sheepsheadbay Oral Surgery, Brooklyn, NY
Dr Boris Zats, Sheepsheadbay Oral Surgery, Brooklyn, NY
Dr Boris Zats
Dr Boris Zats, Sheepsheadbay Oral Surgery, Brooklyn, NY
Dr Maxim Babiner, Babiner Dental, Philadelphia, PA
Dr Maxim Babiner, Babiner Dental, Philadelphia, PA
Dr Maxim Babiner, Babiner Dental, Philadelphia, PA
Dr Maxim Babiner, Babiner Dental, Philadelphia, PA
Dr. Kontantin Gromov, Periodontist, Implantwide
Dr. Kontantin Gromov, Periodontist, Implantwide
Dr. Andrey Kurudimov and Team of Dental Beauty, Feasterville, PA
Dr. Andrey Kurudimov and Team of Dental Beauty, Feasterville, PA
Yekaterina(Katya) Ryumina, Amazing Dental Hygienist
Yekaterina(Katya) Ryumina, Amazing Dental Hygienist
Dr Olga Shvarts, Southampton PA
Dr Olga Shvarts, Southampton PA
Dr Olga Shvarts, Southampton PA
Dr Olga Shvarts, Southampton PA
Leona Kotlyar, Pediatric Dentist.
Leona Kotlyar, Pediatric Dentist.
Leona Kotlyar, Pediatric Dentist, Brooklyn, NY
Leona Kotlyar, Pediatric Dentist, Brooklyn, NY
Garry Shnayder, Oral Surgeon, Brooklyn, NY
Garry Shnayder, Oral Surgeon, Brooklyn, NY
Garry Shnayder, Oral Surgeon, Brooklyn, NY
Garry Shnayder, Oral Surgeon, Brooklyn, NY

📚 Stomatologik ta'lim resurslari

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